First time buyers
Your steps to purchasing your own home
Step 1
Pay down your debt
Ive found that this step is the most overlooked step. By paying off your debt it will make getting pre-qualified much easier and stress free.
Ive found that this step is the most overlooked step. By paying off your debt it will make getting pre-qualified much easier and stress free.
Step 2
Determine payment
Determine how much money you can comfortably afford to pay towards your mortgage payment each month.
Determine how much money you can comfortably afford to pay towards your mortgage payment each month.
Step 3
Start saving $
Start saving money for a downpayment and closing costs. The more money that you can put down on your home, the less money your mortgage payment will be.
Start saving money for a downpayment and closing costs. The more money that you can put down on your home, the less money your mortgage payment will be.
Step 4
Get pre-approved
This is where your hard work pays off and the fun begins. Sit down with a loan officer and get down to the hard numbers. I can direct you to several loan officers and you can pick the one your are most compatible with.
This is where your hard work pays off and the fun begins. Sit down with a loan officer and get down to the hard numbers. I can direct you to several loan officers and you can pick the one your are most compatible with.
Step 5
Start looking
This is where the fun REALLY begins (for me too). Together you and I will locate the perfect home for you and your family. I will provide you with potential homes to consider based on your needs/requirements. Together we will view the home and you will determine if it is "The one".
This is where the fun REALLY begins (for me too). Together you and I will locate the perfect home for you and your family. I will provide you with potential homes to consider based on your needs/requirements. Together we will view the home and you will determine if it is "The one".
